Well for me, the game can freezes virtually EVERYWHERE (and it can take from 30 seconds to 20 minutes), but it ALWAYS crashes when: I see a big explosion (not a big problem to avoid, doesnt really matter), when I watch a cutscene (most of em) or when I go to specific places (like going up to the upper part of 1st island, that's where it crashes most of the time).
I tried the 1.04.00, and it still crashes. BTW, it only, I mean ONLY, crashes when you use the default car camera. If I use any other, it doesn't crash...
I can deal with another camera (even though I think they sux lol), but now, I'm at the mission: Cutting the Grass, and I can't even skip the cutscene because it freezes while loading it! So I'm stuck at this point of the game
So if you get it to work with a voodoo 3 (on a AMD of course), you'll be a hero
lol